Miami is a city surrounded by water, making it particularly vulnerable to flooding. From storm surge to heavy rainfall, flooding can cause significant damage to homes, businesses, and personal belongings. As a result, Miami residents should strongly consider investing in flood insurance. Here, we will discuss the top reasons...
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As the owner of The Insurance Guy, a trusted insurance agency in Miami, I often come across misconceptions and myths surrounding flood insurance. In this blog, I aim to debunk five common flood insurance myths to help you make informed decisions when protecting your home or business from potential...
Florida is a state that is particularly prone to flooding. From hurricanes to tropical storms, heavy rainfalls, and rising sea levels, the state is constantly at risk of water damage and flooding. That’s why it is important for Florida residents to understand the importance of flood insurance and how...
Are you a Florida homeowner worried about the damage floods could cause to your property? If so, you need The Insurance Guy for flood insurance in Florida. Here are some reasons why you should choose The Insurance Guy for your flood insurance needs: Comprehensive Coverage The Insurance Guy’s...
When it comes to protecting your business, commercial property insurance in Florida is essential. This type of insurance coverage helps to protect your business from losses due to physical damage to the building or contents, as well as losses due to theft or vandalism. It also helps to protect...
The risk of flooding in Miami is real, and it’s important that homeowners in the area take steps to protect their properties from the potential damages of flooding. This guide will provide an overview of flood insurance in Miami, including what it covers and how to go about getting...
Adverse weather is something all Floridians must endure. We have tremendous amounts of rain and are frequently threatened by hurricanes. These events can cause significant flooding to your home. Most people assume that their homeowners insurance will cover everything. This is not true and you must purchase flood insurance...
Flooding is the most common natural disaster in the US. It’s not just the residents of high-risk areas who are at risk from floods. You might be surprised to know that a quarter of flood insurance claims come from areas that are designated as moderate-to-low-risk flood zones. Therefore, it...
Many people still do not understand the threat potential of flooding. Most of these people are those who live in low flood-risk areas or those who have never experienced a flood before. As many as 25% of these people alone file a claim for flood insurance damages every year....
The sea level around South Florida is steadily rising every year. Don’t be surprised if you see more floods happening in your area very soon. With a higher flood risk, your flood insurance premium will rise too, courtesy of the Risk Rating 2.0 update. However, this update for flood...