When it comes to securing the right insurance in Florida, the process can feel overwhelming with so many options to consider. That’s where The Insurance Guy, your trusted independent insurance agent in South Florida, steps in. Unlike agents tied to one company, we have the freedom to shop across...
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In the sunny paradise of South Florida, where the allure of coastal living meets the looming threat of natural disasters, homeowners find themselves in a delicate balancing act. While traditional home insurance policies offer a safety net against various perils, there’s one glaring omission: flood coverage. It’s a puzzle...
Many people still do not understand the threat potential of flooding. Most of these people are those who live in low flood-risk areas or those who have never experienced a flood before. As many as 25% of these people alone file a claim for flood insurance damages every year....
The sea level around South Florida is steadily rising every year. Don’t be surprised if you see more floods happening in your area very soon. With a higher flood risk, your flood insurance premium will rise too, courtesy of the Risk Rating 2.0 update. However, this update for flood...