What We Will Do for You…
Automobile Insurance
• BEST RATES: Quote with 25 companies to find you the absolute best rate.
• DISCOUNTS: Maximize and apply every discount that may be available to you.
• COVERAGE: Discuss your needs and provide customized coverage to best protect you.
Homeowners / Property Insurance
• INSPECTION DISCOUNTS: Utilize inspections to obtain all of the discounts your property is entitled to.
• LOWER PREMIUMS: We have carriers who will compete to insure your home – saving you money.
• PROTECTION: Find you the right coverage to protect your biggest asset.
Commercial Insurance
• KNOWLEDGE: Provide you with the knowledge and guidance to meet contract and insurance requirement specifications.
• CUSTOMIZATION: Not all businesses are the same, we can customize coverage to your needs.
• COST-EFFECTIVE: Find you budget-friendly coverage that protects your business.
Why Choose The Insurance Guy?
We have a unique advantage to help our clients save on their insurance policies due to our large network of insurance carrier offerings.
The Insurance Guy, Inc. is an independent insurance agency serving all of Florida. Being an independent agent means we work with a wide variety of insurance companies in order to provide you More Choices, Better Rates.
Want to get a quote? Select one below!
Testimonials
The Insurance Guy has been my go-to agent for my home insurance for many years. I have also referred many clients and friends to them. Their staff has always been responsive and very helpful. I will continue to work with them and refer them.
I have been a client for several years, I own several properties and frequently travel out of the country. However, due to the excellent, efficient and follow up service I receive from the Insurance Guy Agency Staff that I am able to travel worry free, knowing that my interest is always protected and look after.
- Thank you for the quick response on the quote I requested, also let me thank you as well for the wonderful service you give my family every time we need something from you. I will make sure all my friends and family get with you whenever they will be looking for guidance on insurance questions.
- Thanks The Insurance Guy for your help and professionalism. You find me the right coverage and save me a lot of money… Keep it up with the good work!!!!
- I would like to express my satisfaction with the service I get from The Insurance Guy, Inc. staff, especially in getting the best deal for our commercial auto insurance. Your professionalism and dedication is above expected. Please keep up such excellent work and look forward to continuing doing business with your company.
- We couldn’t possibly keep up with all of our policies and the ever-changing contract demands in the construction industry without The Insurance Guy! They are incredibly responsive, patient, attentive, reliable, organized, knowledgeable, and just beyond helpful! They continuously exceed our expectations and we could not recommend them enough!
Our Recent Blogs
Florida Flood Insurance Buyer’s Guide (2026 Edition)
Living in a state surrounded by water means preparing for risks that many homeowners elsewhere never face. Understanding flood insurance in Florida is one of the most important steps we can take to protect our homes, businesses, and financial security. In this Florida flood insurance guide, we break down eligibility, policy options, pricing factors, and […]
Auto Insurance 101: Understanding the Basics
Navigating auto insurance can feel overwhelming, especially when we’re trying to figure out which coverage actually protects us on the road. Whether we’re new drivers or simply reviewing our policies, it helps to understand the essentials before choosing an auto insurance provider in South Miami, FL. That’s exactly why we’ve put together this easy, straightforward […]
Florida’s No-Fault Auto Insurance System Explained for South Miami Drivers
Florida’s no-fault auto insurance system continues to create confusion for many South Miami drivers. Navigating this system is essential for anyone on Florida’s busy roads, as it directly influences coverage, claims, and financial protection after an accident. This blog explores how Florida’s no-fault law impacts drivers, highlighting Personal Injury Protection (PIP), fault vs. no-fault liability, […]