What We Will Do for You…

auto-home

Automobile Insurance

BEST RATES: Quote with 25 companies to find you the absolute best rate.

DISCOUNTS: Maximize and apply every discount that may be available to you.

COVERAGE: Discuss your needs and provide customized coverage to best protect you.

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homeowners-Insurance Company

Homeowners / Property Insurance

INSPECTION DISCOUNTS: Utilize inspections to obtain all of the discounts your property is entitled to.

LOWER PREMIUMS: We have carriers who will compete to insure your home – saving you money.

PROTECTION: Find you the right coverage to protect your biggest asset.

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commercial-home

Commercial Insurance

KNOWLEDGE: Provide you with the knowledge and guidance to meet contract and insurance requirement specifications.

CUSTOMIZATION: Not all businesses are the same, we can customize coverage to your needs.

COST-EFFECTIVE: Find you budget-friendly coverage that protects your business.

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Why Choose The Insurance Guy?

We have a unique advantage to help our clients save on their insurance policies due to our large network of insurance carrier offerings.

The Insurance Guy, Inc. is an independent insurance agency serving all of Florida. Being an independent agent means we work with a wide variety of insurance companies in order to provide you More Choices, Better Rates.

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Automobile

Homeowners / Property

Commercial

Testimonials

Our Recent Blogs

Why Elevation Certificates Matter for Flood Insurance in South Miami

When it comes to protecting our homes and businesses in South Miami, understanding the intricacies of flood insurance is crucial. Among the various elements that influence flood insurance costs and requirements, elevation certificates play a pivotal role. In this blog post, we’ll delve into what elevation certificates are, their role in FEMA flood rating, when […]

The Difference Between Homeowners and Property Insurance in South Miami

Protecting our property in South Miami isn’t just smart—it’s essential. With the region’s vibrant energy and unique weather risks, knowing the difference between homeowners insurance and property insurance can save us from major financial losses down the line. Many homeowners and investors we work with at The Insurance Guy often ask about Homeowners vs property […]

Why You Should Review Your Homeowners Insurance Policy Annually in South Miami

Living in South Miami offers a unique blend of vibrant culture, stunning beaches, and a subtropical climate. However, with these benefits come certain risks and responsibilities, particularly when it comes to protecting your home. One of the most crucial steps you can take to safeguard your investment is to review your homeowners insurance policy annually. […]