Florida is a state that is particularly prone to flooding. From hurricanes to tropical storms, heavy rainfalls, and rising sea levels, the state is constantly at risk of water damage and flooding. That’s why it is important for Florida residents to understand the importance of flood insurance and how...
Are you a Florida homeowner worried about the damage floods could cause to your property? If so, you need The Insurance Guy for flood insurance in Florida. Here are some reasons why you should choose The Insurance Guy for your flood insurance needs: Comprehensive Coverage The Insurance Guy’s...
When it comes to protecting your business, commercial property insurance in Florida is essential. This type of insurance coverage helps to protect your business from losses due to physical damage to the building or contents, as well as losses due to theft or vandalism. It also helps to protect...
The risk of flooding in Miami is real, and it’s important that homeowners in the area take steps to protect their properties from the potential damages of flooding. This guide will provide an overview of flood insurance in Miami, including what it covers and how to go about getting...
Adverse weather is something all Floridians must endure. We have tremendous amounts of rain and are frequently threatened by hurricanes. These events can cause significant flooding to your home. Most people assume that their homeowners insurance will cover everything. This is not true and you must purchase flood insurance...
Many people still do not understand the threat potential of flooding. Most of these people are those who live in low flood-risk areas or those who have never experienced a flood before. As many as 25% of these people alone file a claim for flood insurance damages every year....
The sea level around South Florida is steadily rising every year. Don’t be surprised if you see more floods happening in your area very soon. With a higher flood risk, your flood insurance premium will rise too, courtesy of the Risk Rating 2.0 update. However, this update for flood...
Floods are not a rare occurrence in Florida. As a matter of fact, the risk of flooding in the state is only going up every year. Miami, being one of the top cities of the state, isn’t spared by such damages. So, if you haven’t bought flood insurance yet,...
Don’t be surprised if you see your premium for flood insurance in Miami Dade County increase next year substantially. Federal Emergency Management Agency (FEMA) is all set to launch Risk Rating 2.0 by April 2022. The latest policy change seeks to take the financial burden off those with low-value...
Whether you believe it or not, every household in Miami FL is indeed at some degree of flood risk. This is further proven by the fact that as much as 20% of the claims that NFIP received last year were filed by people who don’t live in high-risk flood...